Tax Saving Investments — ELSS, PPF, NPS & More

Don't let tax planning be a March-end panic. A well-chosen mix of ELSS, PPF and NPS can cut your tax bill significantly — while quietly building serious long-term wealth.

⚡ Quick Answer

Under the old regime you can deduct up to ₹1.5 lakh under Section 80C (ELSS, PPF, insurance) plus ₹50,000 extra via NPS under 80CCD(1B). S N Enterprise in Ahmedabad plans your tax-saving mix in April — not March — comparing old vs new regime on your actual numbers, free.

How Does Smart Tax Planning Build Wealth Twice?

Under the old tax regime, Section 80C alone lets you deduct up to ₹1.5 lakh a year, with NPS adding another ₹50,000 under 80CCD(1B). Choosing between the regimes — and choosing the right instruments within them — makes a difference of lakhs over a career.

Most taxpayers grab whatever product is pushed at them in March: an expensive insurance-cum-investment policy or a random FD. We plan your tax saving in April instead, aligning each rupee with your goals:

Which Tax-Saving Instruments Should You Compare?

Tax benefits depend on the regime you choose and prevailing tax laws, which change. ELSS returns are market-linked. We review your regime choice each year as part of our ITR filing service.
What You Get

Our Tax Saving Investments Offerings

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ELSS Funds

Tax deduction plus equity growth with only a 3-year lock-in — the most efficient 80C option for long horizons.

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PPF Guidance

Structuring PPF contributions and extensions for tax-free, guaranteed compounding.

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NPS Setup

Account opening, fund manager selection and the extra ₹50,000 deduction under 80CCD(1B).

Old vs New Regime Analysis

A personalised calculation of which regime saves you more this year.

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80D Health Planning

Health premiums for family and parents structured for maximum deduction.

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April-Start Planning

Monthly ELSS SIPs instead of March lump-sums — easier on cash flow, better on averaging.

Why Us

Why Choose S N Enterprise?

  • Qualified team — CA, CS, MBA (Finance) and experienced M.Com professionals.
  • Transparent — commissions and charges disclosed upfront, always.
  • Free annual review — we stay with you long after the paperwork is done.
  • One roof — investments, insurance, loans and taxes coordinated together.
How It Works

How Do I Get Started?

1

Analyse Your Tax Position

Income, regime comparison and unused deductions identified.

2

Build the Tax Plan

Specific instruments and amounts, mapped to your goals in writing.

3

Invest & File

We execute the investments and can file your ITR too — one team, full loop.

FAQ

Frequently Asked Questions

They serve different purposes: ELSS offers growth with a 3-year lock-in, PPF offers guaranteed tax-free returns over 15 years, and NPS adds an extra ₹50,000 deduction for retirement. Most well-built plans use a combination based on your age and goals.
It depends on how many deductions you actually use — home loan interest, 80C, 80D, HRA and so on. We run both calculations on your actual numbers each year; the answer often changes as your life changes.
Three years from each investment date — the shortest among all 80C options. For SIPs, each monthly instalment has its own 3-year lock-in.
Yes — NPS under 80CCD(1B), health insurance under 80D, home loan interest under Section 24, education loan interest under 80E, and more. A full tax review typically finds deductions people are missing.
The saving equals your slab rate on the invested amount — up to roughly ₹46,800 a year for those in the 30% bracket (old regime, including cess). The exact figure depends on your income level; we compute it precisely in your free review.
ELSS is equity-linked, so it fluctuates in the short term but has historically outpaced PPF over long horizons; PPF is government-guaranteed but fixed-rate. Risk-appropriate plans usually anchor with PPF and grow with ELSS rather than choosing only one.

Content reviewed by the S N Enterprise CA team · Last updated July 2026

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